Home / Industries Issue 03 · The Sector Edit
Industry-specific dispute modelling
Sector models Continuously retrained
01 — Sector expertise

Chargeback defense, tuned to your industry.

Disputes do not behave the same in a checkout, a booking engine and a billing cycle. Our models and evidence playbooks are built for the way your sector gets challenged.

Sectors06
Networks190+
Win lift+38pt

A defense built for the way your sector gets disputed.

01.
SaaS

SaaS & Subscriptions

Recurring billing creates recurring disputes. We defend trial-to-paid conversions, renewals and cancellation claims with subscription-aware evidence.

  • “Subscription canceled” disputes
  • Trial & conversion abuse
  • Unrecognized recurring charges
SaaS & Subscriptions
02.
Retail

Ecommerce & Retail

High order volume means high dispute volume. We screen orders pre-auth and answer delivery claims with tracking and proof-of-fulfillment.

  • “Item not received” claims
  • Friendly fraud on delivered goods
  • Promo & discount abuse
Ecommerce & Retail
03.
Travel

Travel & Hospitality

Long booking windows and changing plans drive disputes. We resolve cancellations and no-shows with itinerary and policy-backed evidence.

  • Cancellation & refund disputes
  • No-show & date-change claims
  • Third-party booking confusion
Travel & Hospitality
04.
Digital

Digital Goods & Gaming

Instant delivery and in-app spending invite first-party fraud. We tie disputes to login, device and consumption data the issuer accepts.

  • In-game & in-app purchase disputes
  • Account-sharing & family misuse
  • Digital “never received” claims
Digital Goods & Gaming
05.
Fintech

Fintech & Financial Services

Regulated, fast-moving and fraud-targeted. We help wallets, lenders and platforms keep dispute ratios low without slowing legitimate users.

  • Authorization & transfer disputes
  • Account-takeover chargebacks
  • Network compliance pressure
Fintech & Financial Services
06.
Health

Healthcare & Telehealth

Sensitive billing and remote care need careful handling. We defend appointment, prescription and membership disputes with compliant evidence.

  • Telehealth visit disputes
  • Membership & plan billing claims
  • No-show & late-cancellation fees
Healthcare & Telehealth
Industry-specific dispute modelling
6
Sector modelsContinuously retrained
03 — Why context wins

A travel dispute is not a software dispute

The same reason code means different things in different industries. Generic defenses lose because they ignore that. Ours do not.

  • Sector-trained risk models learn the fraud and abuse patterns specific to your vertical.
  • Industry evidence templates present the proof issuers in your sector expect to see.
  • Benchmarks that compare like with like — your ratios measured against your real peers.
+38pts

Avg. win-rate lift after sector tuning

90 days

To a measurable ratio improvement

04 — Whatever you sell

The standards every industry can rely on

190+ networks

Issuer and network coverage that follows your customers wherever they pay.

Real-time screening

Every transaction scored before authorization, regardless of vertical.

Sector benchmarks

Know exactly where you stand against the merchants you actually compete with.

One accountable team

A specialist who learns your industry — not a rotating support queue.

05 — Not listed?

If you take card payments, we can defend them

From marketplaces and education to events and non-profits — if chargebacks are eating your revenue, our team has a playbook for it.

Tell us how you get disputed

Share your processor, your products and your current chargeback ratio. We will map a defense plan to your exact business model — with no obligation.